VA Loan
Loan benefits
- No down payment is required, making home ownership immediately accessible.
- Save monthly by not having to pay Private Mortgage Insurance (PMI).
- Enjoy lower interest rates that are typically not available to the general public.
- Qualify with more lenient credit guidelines.
- Pay off your loan early without any prepayment penalties.
- Easily refinance your current VA loan to reduce your interest rate.
Eligibility requirements
- Applicants must meet specific service durations in the military, reserves, or National Guard.
- A Certificate of Eligibility is required to prove military service and eligibility.
- Applicants must occupy the home as their primary residence.
- Applicants must have suitable credit, income, and assets to qualify.
- Some loan limits may apply, depending on the county.
- Applicants must have an honorable discharge if no longer serving.
- Spouses of service members who died in the line of duty may be eligible.
Take your next step
Our loans
Whether you’re a first-time buyer or a seasoned investor, we offer a variety of loan options designed to match your specific needs
Explore loansOur process
Enjoy a streamlined and transparent loan process that offers you clarity and personalized support from application to closing.
Discover our processGet a rate quote
Curious about your borrowing potential? Customize your home-buying goals and financial situation and receive a tailored quote.
Get a quoteMortgage insider tips & articles
Why It Might Be Time to Move Out and Own a Home of Your Own
Let’s be honest—living with your parents has its advantages. Free laundry, home-cooked meals, and…
By Arin Gregoryona
January 7, 2025
6 Smart Strategies to Make Homeownership More Affordable
Homeownership doesn't have to be a financial burden. With the right approach, you can…
By Arin Gregoryona
December 3, 2024
What the Fed’s Expected Rate Cut Means for You: Four Key Questions to Watch
As the Federal Reserve prepares to cut interest rates by a quarter of a…
By Arin Gregoryona
November 1, 2024
Is It the Right Time to Refinance Your Mortgage?
Thinking about refinancing your mortgage? Whether you're looking to lower your monthly payments, tap…
By Arin Gregoryona
October 1, 2024
The Housing Market Shift You Didn’t Anticipate—Is Your Dream Home Now Within Reach?
If you’ve been monitoring the housing market, you’ve likely noticed that sellers have had…
By Arin Gregoryona
September 9, 2024
2025 Real Estate Outlook: Why Acting Now Could Be Your Best Move
Looking ahead to 2025, it's crucial to grasp the potential shifts in the housing…
By Arin Gregoryona
August 22, 2024
Debunking Common Myths About Buying a Home in 2024
As your local mortgage experts, we’ve encountered many misconceptions that can make the home-buying…
By Arin Gregoryona
August 10, 2024
Considering a Second Mortgage? Weigh the Pros and Cons First
A second mortgage is a loan that allows you to borrow against the equity…
By Arin Gregoryona
August 3, 2024
New vs. Existing: Why a New Home Might Be the Better Choice
Consider a New Home: Affordable, Modern, and Full of Benefits If you're in the…
By Arin Gregoryona
July 26, 2024
The right loan is just a quote away
Discover your borrowing potential and find a loan match for your dream home.
Get a quote