P&L Loan
Loan benefits
- Qualify with just your P&L statement — no need for tax returns or extensive paperwork.
- Tailored specifically to fit the irregular income patterns of business owners and freelancers.
- Enjoy faster loan approval as we focus on your business performance, not just credit scores.
- Ideal for those with good business performance but less traditional income documentation.
- Access to excellent rates that recognize the strength of your business acumen.
- Choose terms that best fit your financial goals and cash flow needs.
- Receive expert advice to optimize your loan structure and financial health.
Eligibility requirements
- Must provide recent Profit and Loss statement.
- Business must be operational for at least 2 years.
- A minimum credit score of 620 is required.
- Proof of business ownership or self-employment status.
- A stable income flow from the business as demonstrated in the P&L.
- Must meet our standard underwriting criteria.
- Down payment options are as low as 15%.
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