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DSCR Loan

Tailored for real estate investors, our DSCR Loan relies on property cash flow, not personal income, to help you expand your portfolio efficiently and effectively. Grow your investments with flexibility and minimal financial scrutiny.
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Loan benefits

  • Qualify based on property income, not personal income, streamlining the qualification process.
  • Ideal for growing your real estate portfolio quickly, perfect for investment expansion.
  • Less paperwork means faster processing and less hassle due to lower documentation requirements.
  • Offers a range of terms to suit your investment strategy, providing flexible terms.
  • Access some of the best rates in the market for investors, ensuring competitive rates.
  • Your personal debt-to-income ratio won't hold you back, as no personal DTI calculation is required.
  • Suitable for single properties or entire portfolios, accommodating high loan limits.

Eligibility
requirements

  • The property must be residential or commercial real estate.
  • The property must generate rental income.
  • The minimum credit score varies, typically around 620.
  • Property may be purchased as an individual or under an LLC or similar entity.
  • Preferably with property management or ownership experience.
  • Generally, a maximum loan-to-value ratio of 85% is required.
  • Adequate cash reserves are needed to cover loan payments and expenses.
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Enjoy a streamlined and transparent loan process that offers you clarity and personalized support from application to closing.

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