1099 Loan
Loan benefits
- No need for W-2s; just your 1099s are required to show income, simplifying documentation.
- We understand irregular income patterns and evaluate income accordingly for custom evaluation.
- Accessible entry points make it easier to start homeownership with lower down payments.
- Enjoy rates that are competitive with conventional loans.
- Choose terms that match your financial goals and capabilities for flexible terms.
- Expedited loan approval processes get you into your home faster.
- Less stringent credit requirements are tailored for freelancers, offering credit flexibility.
Eligibility requirements
- Must provide the most recent 1-year 1099 form.
- Credit score of 620 or higher preferred.
- Adequate reserves to cover several months of mortgage payments.
- Property must be your primary residence.
- Employment history within the same industry for 2+ years.
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