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1-Year Tax Return Loan

This type of loan makes it easier for self-employed individuals and independent contractors to secure a home mortgage. With just one year of tax returns, we streamline the qualification process, so you can focus on what really matters—finding your perfect home.
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Loan benefits

  • Provide just one year of tax returns to qualify, streamlining the documentation process.
  • Perfect for those with varying annual incomes due to flexible credit requirements.
  • Faster loan approval speeds up your home-buying journey with quick processing.
  • Tailored to meet the unique needs of entrepreneurs, specifically designed for the self-employed.
  • Access attractive rates that reflect your true financial standing with competitive interest rates.
  • Qualify for a larger loan amount than many traditional programs with higher loan limits.
  • Get custom advice tailored to your financial scenario with personalized service.

Eligibility
requirements

  • Must have at least one year of tax returns as a self-employed individual.
  • Credit score of 620 or higher recommended.
  • Documented proof of income and employment.
  • A minimum down payment of 10% is required.
  • Debt-to-income ratio should not exceed 50%.
  • Must be a primary residence or second home.
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