1-Year Tax Return Loan
Loan benefits
- Provide just one year of tax returns to qualify, streamlining the documentation process.
- Perfect for those with varying annual incomes due to flexible credit requirements.
- Faster loan approval speeds up your home-buying journey with quick processing.
- Tailored to meet the unique needs of entrepreneurs, specifically designed for the self-employed.
- Access attractive rates that reflect your true financial standing with competitive interest rates.
- Qualify for a larger loan amount than many traditional programs with higher loan limits.
- Get custom advice tailored to your financial scenario with personalized service.
Eligibility requirements
- Must have at least one year of tax returns as a self-employed individual.
- Credit score of 620 or higher recommended.
- Documented proof of income and employment.
- A minimum down payment of 10% is required.
- Debt-to-income ratio should not exceed 50%.
- Must be a primary residence or second home.
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